Gymnasium Insurance

Finding Gymnasium insurance can certainly be a difficult avenue to navigate. Many insurers will offer policies with countless extensions that may not be specifically relevant to your business.

In reality, a regularly staffed Gym requires comprehensive cover without the frills often provided.

Public Liability Insurance for a Gym covers your legal liability following an incident or accident to members of your gym and the general public. The liability insurance would provide enough protection against claims brought forward by third parties. These claims can be as a result of injury or damage to their property due to your negligence.

It is important to realize that as a regularly staffed Gym, Employers’ liability insurance protects you against claims arising from any contracted employees, trainers or volunteers. Employers Liability claims can in fact take many forms. These include slipping on wet flooring, tripping in an messy walkway and incidents caused by another employee’s actions.

When assessing your Gymnasium Insurance cost, make sure that you are covered for Material Damage, should it be required. This Insurance will cover your premises, contents, stock and any fitness equipment from incidents such as flood, fire, accidental damage and theft.

Business Interruption Insurance for Gyms is also a must. This insurance helps your business in getting back the loss of income following an incident. An incident that may result in the closure of your Gym such as a fire or flood.

24 Hour Gyms and more

While businesses are constantly evolving, we understand that not all Gym and Fitness facilities are the same. If you believe your business model to be niche or unusual, why not gives us a call.

Our dedicated team are on standby to assist with your every insurance query. If you are not clear on what cover is required or just need some friendly advice, here at David J Miller Insurance Brokers we are happy to help.

We are able to provide comprehensive cover to a vast amount of different Gym and Leisure Centre business such as a 24 Hour Gym, a Sports Centre, a Yoga Studio or even a Spa.